The Technology Behind Payment Rings – How They Actually Work

It’s easy to see a Payment Ring as a fashion statement — but beneath its smooth surface lies sophisticated technology that rivals your smartphone.

At its core is an Infineon SECORA™ Pay chip, a secure element that stores encrypted payment credentials. When you tap the ring on a terminal, it draws just enough energy from the NFC field to transmit your encrypted token — and that’s it. No charging, no Bluetooth, no maintenance.

This simplicity makes it incredibly reliable. With nothing to power, there’s nothing to drain or fail. It’s also fully waterproof and durable, perfect for swimmers, travellers, or anyone who prefers minimal gear.

The brilliance of Payment Rings lies in their invisibility. You don’t need to think about using them — they just work, every single time. Behind that effortless tap sits a piece of micro-engineering designed for modern life: fast, frictionless, and secure.