Top 10 Questions to Ask Before Choosing a Payment Ring

Contactless payment rings are a growing trend, but not all are created equal. If you’re thinking of ditching your wallet for wearable tech, asking the right questions can help you avoid disappointment—and ensure you're investing in a solution that’s secure, stylish, and sustainable.

Here are the top 10 questions to ask before buying a payment ring, and how RingPay checks every box.

1. Is it compatible with my bank and card provider?

RingPay is compatible with Visa and Mastercard, covering most major South African banks and beyond.

2. Does it require charging or an app connection?

No batteries. No charging. RingPay is completely passive and doesn’t rely on Bluetooth or phone apps.

3. Is it waterproof and durable?

100%. Whether you’re at the beach, in the shower, or washing dishes, your RingPay keeps working—no damage, no downtime.

4. How secure is it?

Extremely secure. RingPay uses tokenisation and EMVCo-certified hardware from Infineon, with encrypted transactions through Fidesmo.

5. What happens if I lose it?

You can deactivate it immediately through Fidesmo. No card data is stored on the ring, so there’s nothing to steal.

6. Can I use it internationally?

Yes. RingPay works globally at any merchant that accepts contactless Visa or Mastercard payments.

7. Does it support fast payments in high-traffic places?

Absolutely. RingPay is as fast as a tap card - perfect for gyms, cafes, transit, and travel.

8. How stylish and comfortable is it?

Very. Available in multiple colors, materials, and finishes, RingPay is designed to match your look—whether casual, corporate, or athletic.

9. Is it easy to set up?

Yes. Setup takes just minutes. No tech knowledge required.

10. Is it built for the long haul?

Yes. With no charging components, moving parts, or screens, RingPay offers years of worry-free use—far more durable than smartwatches or phones.