Who are we?
RingPay® is the contactless wearable technology arm of Money Carer, the UK's largest provider of everyday money management and banking services for vulnerable people from all walks of life.
Money Carer is a multi-award-winning organisation was established 16 years ago, and our banking and payments platform, named Monika, is used by hundreds of law firms, local authorities, care providers and the National Health Service (NHS) to manage the everyday finances of their own clients. In the last 12 months, the Monika platform processed more than half a billion GBP in transactions.
Payments with a Social Purpose.
Our main reason for developing a range of innovative wearable payment devices such as rings, bracelets and key rings, is to enable us to promote greater financial inclusion for those people who may face difficulties making payments with regular debit cards due to physical disabilities or other challenges.
As such, we started to develop our wearable payment range however, we had so many people complementing us for the initiative and asking whether they could also buy the products we decided to launch a separate site purely for this purpose.
RingPay® was created by the same innovators who previously built trusted platforms for financial independence and inclusion.
2009 –2010
Foundation and Carer Card launch
- 2009 – Founded as a national social enterprise focused on money management for vulnerable adults.
- 2010 – Launched the UK’s first Carer Cards, prepaid debit cards for those providing care
2017 - 2018
Regulatory safeguards & parliamentary recognition
- FSCS Protected
- Current Account Switch Guarantee
2020
Money Carer Mobile app launch
Launched the Money Carer smartphone app, enabling real-time access to balances, messaging, and fund requests
2023
Rollout of Monika
Monika is being used by hundreds of law firms, trustees and care providers across the UK
2024
Introduced Fast Funds Access Service in partnership with Go Cardless
The F.A.S.T. service transformed the way funds are quickly transferred for deputyship accounts - a process typically taking months to under one hour. In the last 12 months, over £500 million in transaction value has been processed through Monika.
2025
MoneyCarer wins Financial Inclusion Award
In 2025, Money Carer was honoured with the Financial Inclusion Award at the Card and Payments Awards.This accolade acknowledges the organization’s dedication to providing accessible financial services for vulnerable populations across the UK.
I absolutely love my payment ring! It's so convenient not having to dig through my bag for my wallet or phone. Just a quick tap, and I’m on my way. It's stylish too - I get compliments all the time and people asking where can they get one!
— Emma R.
This payment ring has completely changed how I shop. It’s super easy to use, and I never have to worry about forgetting my cards at home, or those places where you can't take your phone!
— Jake M.
My bracelet and ring are gorgeous and so cool! I love that I can make payments with a stylish accessory, as I don't always want to wear my watch, or take my phone!
— Luca L.
KevinI’ve been using the RingPay ring for a few weeks now and I’m obsessed. It’s sleek, stylish, and incredibly convenient.
RyanI no longer need to dig through my bag for my card or phone—just a tap and I’m done. It’s especially handy when I’m out jogging or at the gym.
MichaelI bought the RingPay bracelet before a trip to Europe and it was a game-changer. No fumbling with foreign currency or worrying about pickpockets. It worked flawlessly in most places. Only reason I’m giving 4 stars is I wish there were more color options.
MeredithAs a mum of two, my hands are always full. The RingPay keyring has made my life so much easier. I just tap it at the checkout while holding my toddler and groceries. It’s durable, cute, and super practical.
KristenWhat I love most about my Bracelet is that it doesn’t need charging. I wear the bracelet daily and never have to worry about it running out of battery like my smartwatch. It’s waterproof too, so I never take it off.