Beyond NFC: The Tech Behind Battery-Free Payments

As digital payments continue to evolve, consumer demand has shifted towards faster, more secure, and increasingly frictionless solutions. RingPay answers this call with range of cutting-edge wearable that redefines convenience—without the need for batteries, charging, or even carrying a wallet; this includes the Ring, Bracelet and Keyring.

1. Industry-Leading Secure Element: Infineon SECORA™ Pay

RingPay is powered by the Infineon SECORA™ Pay, a globally recognised secure element specifically designed for wearable payments. Engineered to meet the highest EMVCo and Common Criteria standards, the SECORA™ Pay chip ensures:

• Tamper resistance and secure key storage

• Full compliance with Visa and Mastercard specifications

• Optimised footprint for discreet, fashionable form factors

This sophisticated chip is embedded directly into the wearable, enabling secure contactless transactions without reliance on external power sources.

2. Battery-Free Design: Innovation Through Simplicity

Unlike smartwatches or phones, RingPay’s design eliminates the need for batteries entirely. It leverages Near Field Communication (NFC) technology, drawing the minimal energy required for transactions directly from the payment terminal.

Benefits include:

• Zero charging downtime

• No battery degradation over time

• Fully waterproof and maintenance-free operation

This unique approach not only enhances durability and convenience but also supports a more sustainable, low-maintenance lifestyle.

3. Tokenisation: Security by Design

RingPay integrates tokenisation technology in partnership with Fidesmo, a trusted platform for secure digital credentials. Rather than storing card details directly, each transaction is authorised using a unique, encrypted token—providing an added layer of protection against fraud.

Key advantages of tokenisation:

• No sensitive card data is exposed or stored

• Increased fraud resistance

• Easy deactivation in case of loss or theft - simply log into the Fidesmo app.

4. Compliance and Global Acceptance

RingPay is fully compatible with Visa and Mastercard networks, enabling secure payments at millions of merchants worldwide. Through partnerships with major banks and issuers, RingPay ensures seamless onboarding and activation via supported platforms.