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For many people, everyday transactions like buying lunch or paying for the bus are simple. But for someone with a physical or cognitive challenge, even these routine tasks can become a daily obstacle.

At RingPay, we’ve created a solution that gives people the ability to manage their own payments—without relying on others. Our contactless wearables—rings, bracelets, and keyrings—enable secure tap-to-pay functionality without the need to handle a card, enter a PIN, or carry a wallet.

This isn’t just about convenience. It’s about dignity.

A person with limited mobility may struggle to use a traditional debit card. Someone with memory issues may forget their PIN. Others might feel anxious handing over a card in public. These situations create dependency, frustration, and often embarrassment. Our wearables remove those pain points. You wear them on your hand or wrist and pay with a tap. No fuss, no barriers.

They’re built to be worn all day—durable, waterproof, and passive. No charging. No updates. No screens. Just a simple tool that does one thing well: lets people pay independently.

Carers and family members benefit too. With the devices linked to a secure prepaid account through our Monika platform, funds can be managed, spending tracked, and controls applied—all without taking away the user’s freedom.

When someone can make their own decisions about what to buy and when, it goes beyond the payment—it strengthens their independence, their confidence, and their place in society.

That’s why we built RingPay. Because real independence isn’t about what you can afford. It’s about being able to pay for it yourself.

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